Mindblown: a blog about philosophy.
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How Can You Set the Stage for Winning Offers? | Watch Today’s Real Estate Updates & Tips
Provide a comprehensive disclosure package before listing: Include seller disclosures, inspections, HOA documents, and a FAQ to inform buyers upfront.Promote open house opportunities: Utilize MLS tools to list open house dates and times, making it easier for buyers to attend.
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Toronto council approves financial support to build more than 10,800 new homes
Toronto City Council approved a plan to create about 10,815 new homes, including 3,945 affordable and rent-controlled units, across 39 projects in 13 wards. Over $245 million in funding, loans, and incentives will support these developments. The city established a Housing Development Office to streamline processes and accelerate housing delivery, focusing on city-owned land and…
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Why Buyers Are Eyeing Ontario’s 2026 Housing Market? | Watch Today’s Real Estate Updates & Tips
Slide 1 RBC forecasts 2025 resales to fall 3.5% nationally, but Ontario’s strong activity sets stage for 2026. Slide 2 In 2026, resales in Ontario are expected to rebound 11.6% to 176,700 units, still below pre-pandemic norms. Slide 3 : Average Ontario home prices are forecasted at $901K in 2025, dropping to $888K in 2026.…
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How to Turn Home Equity Into Wealth | Watch Today’s Real Estate Updates & Tips
Home equity grows as mortgage decreases and property values rise, creating financial opportunities. Equity can fund renovations, basement suites, or down payments without dipping into savings. Renting secondary units in cities like Toronto or Vancouver increases monthly cash flow and property value. HELOC or home equity loans provide low-interest access to capital for investments or…
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Toronto: Gta’s Suburban Revival Ahead? | Watch Today’s Real Estate Updates & Tips
GTA home prices forecasted to rise modestly (~2–3%) by late 2025, led by outer suburbs. Urban condo market may underperform amid growing supply and shifting preference patterns.
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Achieve Your Dream Home: Ontario’s First-Time Buyer Guide | Watch Today’s Real Estate Updates & Tips
Ensure stable income, sufficient down payment, and readiness before buying your first Ontario home. Review savings, credit, and expenses; budget for mortgage, property taxes, insurance, and closing fees. Get mortgage pre-approval to clarify budget, show seriousness, and speed up purchase process. Define needs: condo, townhouse, location, or lifestyle-friendly features. Tour homes, make an offer, complete…
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Report on purpose-built rentals in GTA paints dire picture on future housing conditions
The GTA faces a growing deficit of purpose-built rental units, projected to reach 235,000 over the next decade due to population growth outpacing supply. Despite recent government incentives like HST waivers and reduced development charges, rising construction costs and declining rents threaten future rental projects. Addressing this requires federal, provincial, and municipal efforts to lower…
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Tax Savings Strategies
Canada's progressive tax system means higher earners face increased tax rates. To manage this burden, consider using life insurance to cover estate taxes and explore insurance-based investment strategies for tax-free retirement income. Family income splitting can also help, through methods like family trusts and spousal loans. Maximize RRSP contributions for tax-deferred growth and utilize tax-free…
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Toronto Back in the Game | Watch Today’s Real Estate Updates & Tips
Home sales hit their strongest July in years, showing a clear rebound in buyer activity. Lower borrowing costs and more listings are pulling buyers back into the market. Inventory is climbing, giving buyers more choice across all property types. Prices are slightly softer, keeping the market competitive for those ready to act.
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Home Financing Tips for First-Time Buyers
Buying your first home requires careful financial planning. Key mortgage terms include principal, interest, amortization, and equity. Mortgage types include fixed-rate, adjustable-rate, and government-backed loans. Preparation involves assessing financial health, saving for a down payment, and budgeting for extra costs. First-time buyers should get pre-approved, understand options, and negotiate terms. Specialized loans exist for low-income,…
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