Category: Latest Posts

Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day.
In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints.
Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known as All Hallows Eve, and later Halloween.
Over time, Halloween evolved into a day of activities like trick-or-treating, carving jack-o-lanterns, festive gatherings, donning costumes and eating treats.
Today’s the day to eat candies and sweets to your heart’s content! Happy Halloween!

Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day.
In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints.
Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known as All Hallows Eve, and later Halloween.
Over time, Halloween evolved into a day of activities like trick-or-treating, carving jack-o-lanterns, festive gatherings, donning costumes and eating treats.
Today’s the day to eat candies and sweets to your heart’s content! Happy Halloween!

In Late-Q3, local Ontario markets logged 1.1K home sales as activity moderated, while sale prices varied by location, underscoring localized conditions for buyers and sellers.
In one Ontario county, 138 home sales closed at a ~$516K avg. price, alongside 442 new listings and 979 active listings during Late-Q3.
Another Ontario county held steady at 118 sales, while its avg. price eased to ~$635K and homes typically took 60 days to sell.
A third Ontario county had 31 sales, but pricing strengthened to ~$857K, with MoM gains near 27% and yearly gains near 8%.
Industry leaders said these differences showed Ontario housing stayed deeply local, making market specific guidance important and keeping housing issues visible during municipal election season.

In Late-Q3, local Ontario markets logged 1.1K home sales as activity moderated, while sale prices varied by location, underscoring localized conditions for buyers and sellers.
In one Ontario county, 138 home sales closed at a ~$516K avg. price, alongside 442 new listings and 979 active listings during Late-Q3.
Another Ontario county held steady at 118 sales, while its avg. price eased to ~$635K and homes typically took 60 days to sell.
A third Ontario county had 31 sales, but pricing strengthened to ~$857K, with MoM gains near 27% and yearly gains near 8%.
Industry leaders said these differences showed Ontario housing stayed deeply local, making market specific guidance important and keeping housing issues visible during municipal election season.

In Late-Q3, local Ontario markets logged 1.1K home sales as activity moderated, while sale prices varied by location, underscoring localized conditions for buyers and sellers.
In one Ontario county, 138 home sales closed at a ~$516K avg. price, alongside 442 new listings and 979 active listings during Late-Q3.
Another Ontario county held steady at 118 sales, while its avg. price eased to ~$635K and homes typically took 60 days to sell.
A third Ontario county had 31 sales, but pricing strengthened to ~$857K, with MoM gains near 27% and yearly gains near 8%.
Industry leaders said these differences showed Ontario housing stayed deeply local, making market specific guidance important and keeping housing issues visible during municipal election season.

Before closing, Ontario buyers need cash for deposit, land transfer tax, legal fees, and adjustments, not just mortgage payments and the down payment.
Ontario’s minimum down payment rises as a home’s price climbs, and smaller down payments can trigger mortgage insurance added into monthly payments.
Ontario buyers need land transfer tax paid in full at closing, and the deposit is only an upfront portion of the total down payment.
Ontario requires a Real Estate lawyer, often budgeted near ~$2K, and buyers should also expect closing adjustments for prepaid taxes, condo fees, or fuel.
Eligible first-time buyers may access provincial rebates, including a full HST rebate on new homes through Late-Q1 2027, and pre-approval can prevent financing surprises.

Before closing, Ontario buyers need cash for deposit, land transfer tax, legal fees, and adjustments, not just mortgage payments and the down payment.
Ontario’s minimum down payment rises as a home’s price climbs, and smaller down payments can trigger mortgage insurance added into monthly payments.
Ontario buyers need land transfer tax paid in full at closing, and the deposit is only an upfront portion of the total down payment.
Ontario requires a Real Estate lawyer, often budgeted near ~$2K, and buyers should also expect closing adjustments for prepaid taxes, condo fees, or fuel.
Eligible first-time buyers may access provincial rebates, including a full HST rebate on new homes through Late-Q1 2027, and pre-approval can prevent financing surprises.

Before closing, Ontario buyers need cash for deposit, land transfer tax, legal fees, and adjustments, not just mortgage payments and the down payment.
Ontario’s minimum down payment rises as a home’s price climbs, and smaller down payments can trigger mortgage insurance added into monthly payments.
Ontario buyers need land transfer tax paid in full at closing, and the deposit is only an upfront portion of the total down payment.
Ontario requires a Real Estate lawyer, often budgeted near ~$2K, and buyers should also expect closing adjustments for prepaid taxes, condo fees, or fuel.
Eligible first-time buyers may access provincial rebates, including a full HST rebate on new homes through Late-Q1 2027, and pre-approval can prevent financing surprises.

Toronto’s aggregate affordability measure improved in Q2, dropping ~1 point to ~64% across housing types, though it still ranked among the least affordable tracked markets.
Income growth drove most of Toronto’s relief, while home prices showed early signs of stabilizing, making this the smallest quarterly improvement since Q1 2024.
Toronto condos offered the most relief, reaching their most favourable affordability level since 2017 and giving buyers a comparatively more reachable entry point.
Even after recent easing, Toronto’s overall affordability burden remained the second worst among tracked markets, sitting within ~1 point of a potential ranking shift.
This was Toronto’s smallest quarterly affordability improvement since the recovery began in Q1 2024, even though the city continued improving faster than most markets.

Toronto’s aggregate affordability measure improved in Q2, dropping ~1 point to ~64% across housing types, though it still ranked among the least affordable tracked markets.
Income growth drove most of Toronto’s relief, while home prices showed early signs of stabilizing, making this the smallest quarterly improvement since Q1 2024.
Toronto condos offered the most relief, reaching their most favourable affordability level since 2017 and giving buyers a comparatively more reachable entry point.
Even after recent easing, Toronto’s overall affordability burden remained the second worst among tracked markets, sitting within ~1 point of a potential ranking shift.
This was Toronto’s smallest quarterly affordability improvement since the recovery began in Q1 2024, even though the city continued improving faster than most markets.