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Preparing for retirement is crucial at any life stage. Start by assessing your financial situation and emotional readiness five to ten years before retirement. Review insurance needs, survivor pension options, and beneficiary information as you approach retirement. One year prior, notify your employer and complete necessary forms. Use online tools like My Retirement Planner to…

Taking inventory of assets is crucial in estate planning to ensure nothing is overlooked. Document belongings, financial holdings, and business interests, noting their locations and values. Creating a will is essential for asset distribution; appoint a trustworthy executor and consider beneficiaries carefully. Business owners should have a succession plan and may benefit from a family…

First-time homebuyers in Canada should focus on understanding mortgage terms, saving for a down payment, and budgeting for all homeownership costs, including taxes and utilities. Choosing the right neighborhood, conducting home inspections, and maintaining a good credit score are crucial. Consider government assistance programs and be prepared for closing costs. It's important to plan for…

Homebuyers in the Greater Toronto Area responded quickly to the Bank of Canada's September rate cut, with sales rising 8.5% year-over-year. However, the average selling price dropped nearly 5% as buyers negotiated amid abundant options. Detached homes saw the largest price declines. Despite increased sales, the market still favors buyers, with affordability and supply constraints…

In September 2025, the average home price in York Region was $1.18 million, down 0.3% from August and 6.6% from the previous year. Sales rose 17.9% to 1,032, with 5,676 active listings. Detached homes averaged $1.46 million, semi-detached $1.06 million, attached $1.03 million, townhouse condos $828,385, and apartment condos $644,429. Prices have nearly doubled since…