Mindblown: a blog about philosophy.
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Toronto Dominates Canada’s Luxury Home Sales | Watch Today’s Real Estate Updates & Tips
Slide 1 Toronto luxury homes still steal the spotlight despite broader market slowdown. Slide 2 Most high-end sales happen right in the heart of Toronto city. Slide 3 14 of 22 top GTA luxury-selling neighborhoods are inside Toronto proper. Slide 4 Eight neighborhoods saw more $3M+ luxury sales compared to last year. Slide 5 Luxury…
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First-time Ontario homebuyers are set to receive a major discount. Here’s how to get it
Ontario will waive the provincial portion of the sales tax on new homes up to $1 million for first-time buyers. This aims to boost home sales and new construction by reducing upfront costs, making homeownership more accessible amid rising prices. Details on application and eligibility will be announced soon, encouraging buyers to watch for official…
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GTA Luxury Real Estate Offers More Opportunities in Q3 | Watch Today’s Real Estate Updates & Tips
Slide 1 GTA luxury homes above $3M saw sales dip roughly 15% year-over-year. Slide 2 In Q3 2025, only 321 high-end properties sold, down from 376 last year. Slide 3 Luxury sales also fell 17% from Q2 2025, signalling cooling buyer activity. Slide 4 Even buyers with bigger budgets are pausing, cautiously waiting before making…
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GTA Condo Slump or Golden Entry Point for Buyers? | Watch Today’s Real Estate Updates & Tips
Slide 1: Condo sales dropped 11%, making it the GTA’s weakest housing performer—but smart buyers are spotting rare deals. Slide 2: With more listings and slower competition, Toronto’s market feels steady—maybe the calm before a 2026 shift?
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Planning for Tax Efficiency
Canada's progressive tax system means higher earners face increased tax rates. To manage this burden, consider using life insurance to cover estate taxes and explore insurance-based investment strategies for tax-free retirement income. Family income splitting can also help, through methods like family trusts and spousal loans. Maximize contributions to RRSPs and utilize tax-free savings accounts.…
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What 2025 Toronto Property Lessons I Take Into 2026 | Watch Today’s Real Estate Updates & Tips
Slide 1: Affordability relief (lower interest) triggered sales uptick before price rebound—be ready to act early in recovery. Slide 2: Sales‑to‑new‑listings ratio below 40 % means buyer’s market—more negotiating power in 2026. Slide 3: For 2026: go deep on micro‑markets, align with long‑term trends, avoid generic boom‑chasing. Slide 4: Location quality, transit access and neighbourhood fundamentals…
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Smart Strategies For Canadians – Building Wealth Without Breaking The Bank
Canadians can improve their financial future by adopting strategies like creating a detailed budget, diversifying investments, and using tax-efficient accounts such as RRSPs and TFSAs. Financial literacy is crucial for informed decisions on saving, investing, and debt management. Effective saving strategies include maintaining an emergency fund and using high-interest savings accounts. Leveraging government programs can…
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All the different ways to access equity in your home
Buying a home is a long-term investment that builds equity over time, which can be accessed through various options. Homeowners can utilize a second mortgage, such as a home equity line of credit (HELOC) or a home equity loan, to tap into their equity. A reverse mortgage is available for seniors, allowing them to borrow…
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Softer Sales, Smarter Buying: GTA Condo Insights | Watch Today’s Real Estate Updates & Tips
Condo sales across the Greater Toronto Area ↓ 7% yearly in October, mirroring the slowdown seen in the low-rise segment. New condo listings ↓ 3%, but active listings ↑ 10%, showing that units are spending longer on the market. The Months of Inventory for condos ↑ to 5.9, indicating a market that is balanced but…
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York Region in Q4: Mild Cooling, Buyer-Friendly Market | Watch Today’s Real Estate Updates & Tips
York Sales Houses: 826, ↓ 8% yearly Condos: 225, ↓ 15% yearly Average Price Houses: ~$1.39M, ↓ 6% yearly Condos: ~$670K, ↓ 7% yearly New Listings Houses: 2,259, ↑ 10% yearly Condos: 767, ↑ 1% yearly Months of Inventory Houses: 5.3, ↑ yearly from 3.9 Condos: 7.0, ↑ yearly from 5.1 York’s market is in…
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