Mindblown: a blog about philosophy.

The Toronto housing market has seen a modest rebound in buyer demand since summer. Affordability remains a major challenge, with RBC’s aggregate measure at 66.4%, one of the highest in the nation. Weakening job prospects and high ownership costs continue to constrain purchasing activity. Condominium affordability has improved, but not enough to spark broad market…

The perfect opportunity to embrace your inner "foodie" and unbutton your pants at the dinner table!In Canada, post-Thanksgiving is all about creative cranberry sauce solutions. Cranberry sauce pancakes, anyone?It's that time when multiple ovens are a blessing. Turkey, pies, casseroles – less stress!

Enhance curb appeal: A well-maintained exterior creates trust and attracts buyers from the moment they arrive. Declutter and depersonalize: Remove personal items to allow buyers to imagine themselves in the space.

Slide 1: GTA home sales rose 2.3% YoY in August, signaling active market opportunities. Slide 2 – New listings increased nearly 10%, easing pricing pressure and giving buyers more options. Slide 3 – Negotiation Power Higher inventory and slight price adjustments let buyers negotiate better deals. Slide 4 – Moderated interest rates encourage buyers to…

Slide 1: Market Shift Alert Toronto condos have shifted from bidding wars to a rare buyer-friendly market. Slide 2: Supply Surge New condo sales dropped 69% year-over-year, while inventory reached record highs. Slide 3: Buyer Advantage With abundant listings and eased interest rates, negotiation power is finally back. Slide 4: First-Time Buyer Opportunity Smaller condos…

Slide 1: GTA multifamily deals hit $2.4B in 2024; 2025 may match or surpass it. Slide 2: CBRE sold 13 buildings totaling 1,500 units for $370M, with $500M more pending. Slide 3: Q2 2025 saw $490M in sales, including a $132M Brampton 416-unit portfolio deal. Slide 4: Rents dipped due to new condos, but cap…

Sellers can negotiate more effectively due to increased listings and lower prices. Choosing properties depends on location, schools, and specific housing preferences. Market conditions improved from April’s 28% sales-to-new-listings ratio to under 40%. Selling low-rise homes to move into high-rise condos offers strategic opportunities. Confidence is returning as past interest rate cuts attract more buyers.

Start by getting pre-approved to show affordability—credit score >720 boosts your mortgage options significantly. Compare mortgage options, including government programs and incentives like $5K tax credit or $60K RRSP withdrawals.

Slide 1 🏦 BoC signals housing demand now directly affects inflation decisions. Slide 2 📉 BoC stresses 2% inflation target; housing now central to monetary policy decisions. Slide 3 ⚖️ Monetary policy shapes demand, while housing supply remains government’s responsibility. Slide 4 📈 Past rate cuts drove a 40% national housing surge. Slide 5 🔍…